Axos Bank

Deposit System and Product Specialist

Job Locations USA-CA-HQ, San Diego
Job ID
Deposit Operations - Consumer
Position Type
Employee - Full Time
Axos Bank

Job Summary and Opportunity

The Deposits Quality Assurance Specialist is responsible for building, maintaining and enhancing the bank’s core system and auxiliary system parameters, products and rewards. The specialist is responsible for leading projects, continuously improving deposit operations services and acting as a liaison for third party ancillary deposit systems.


  • Maintain core deposit system parameters. Responsible for developing deposit related processes/services
  • Configure new and enhance existing consumer/ business parameters, and fee schedules. Evaluate parameters, implementing regulatory and system changes as required in production, UAT and the test environment
  • Monitor deposit systems services for enhancements and work directly with the core programmers to developing and implementing customer work request related to deposit applications
  • Communicating regulatory standards and operational requirements, testing for efficiencies, accuracy of desired results and implementing
  • Methodically examine new deposit product and/or deposit rate request prior to implementation
  • Assist with planning, testing and verifying bank acquisition data for conversions as related to the core deposit system
  • Lead various projects as assigned
  • Manage the unclaimed property review and file submission to third party for processing. Work with analyst to validate data accuracy and revision of state laws. Submit files in a timely manner for process and due diligence based on laws established by each state. Reconcile each remittance to the settlement account and prepare wire transfer request for remittance
  • Manage the FDIC Large Bank Deposit Insurance Determination Modernization program to conduct independent compliance testing for provisional holds. Configure system parameters in compliance with section 360.9 of the FDIC regulation governing large institutions. Provide documentation and validations as instructed by FDIC to confirm that the core system comply with section 360.9 of the FDIC regulation for large institutions
  • Provide support for marketing team in development of rewards related promotions. Troubleshoot technical issue related to program anomalies. Perform necessary product due diligence testing and reward posting validation.
  • Establish procedures for Deposit Operations system maintenance and deposit processes, update and review process maps and procedures. Recommend improvements to banking policies and procedures to increase efficiency
  • Complete other task as needed or as assigned


  • High school diploma 
  • 5+ years' banking with core system parameters
  • Ability to provide leadership, training, coaching and guidance to junior team members
  • Knowledge of fundamental banking regulations
  • Extensive knowledge of Microsoft Office Suite (Excel, Word, Powerpoint, Outlook) is essential
  • Develop and oversee small to medium scale projects
  • Ability to clearly identify core problems and work with stakeholders (including third party vendors) to get resolutions
  • Analyze complex core and auxiliary systems issues and arrive at a resolution using the available resources
  • Interpret and apply information from banking regulations and system documentation 


  • Some college or equivalent experience 


Born digital, Axos Bank has reinvented the banking model and grown to over $15 billion in assets since our founding in 2000. With a broad and ever-growing range of financial products, Axos Bank is rated among the top 5 digital banks in the country! Axos Financial is our holding company and publicly traded on the New York Stock Exchange under the symbol "AX" (NYSE: AX).   


We bring together human insight and digital expertise to anticipate the needs of our customers. Our team members are innovative, technologically sophisticated, and motivated to achieve.   


Learn more about working here! 



Pre-Employment Drug Test:


All offers are contingent upon the candidate successfully passing a credit check, criminal background check, and pre-employment drug screening, which includes screening for marijuana.  Axos Bank is a federally regulated banking institution.  At the federal level, marijuana is an illegal schedule 1 drug; therefore, we will not employ any person who tests positive for marijuana, regardless of state legalization.


Equal Employment Opportunity:


Axos Bank is an Equal Opportunity employer. We are committed to providing equal employment opportunities to all employees and applicants without regard to race, religious creed, color, sex (including pregnancy, breast feeding and related medical conditions), gender, gender identity, gender expression, sexual orientation, national origin, ancestry, citizenship status, military and veteran status, marital status, age, protected medical condition, genetic information, physical disability, mental disability, or any other protected status in accordance with all applicable federal, state and local laws.


Job Functions and Work Environment:


While performing the duties of this position, the employee is required to sit for extended periods of time. Manual dexterity and coordination are required while operating standard office equipment such as computer keyboard and mouse, calculator, telephone, copiers, etc.


The work environment characteristics described here are representative of those an employee may encounter while performing the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position.


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